A Claim That Fit the Moment
The stage was set for Lochte’s claim to spread with unusual speed. The 2016 Rio Olympics were already dogged by concerns about crime, infrastructure problems and political instability in Brazil. Lochte’s account seemed to confirm the worst fears of critics who had questioned whether the city was prepared to host the Games.
Lochte told media outlets that he and teammates Gunnar Bentz, Jack Conger and Jimmy Feigen were returning home after a night out when men wearing police-style badges pulled over their taxi, took out a gun and demanded money. Lochte claimed one man put the gun to his forehead, cocked it and told him to get down.
The story was alarming—and immediately made headlines framing the swimmers as victims and Lochte as a shaken survivor. Many expressed their concern, and for a brief moment, the narrative seemed settled.
The Story Begins to Unravel
Brazilian authorities, however, were not convinced. Almost as soon as Lochte’s account aired, investigators in Rio began poking holes in it. Surveillance footage failed to show a robbery. Police could not find any evidence of an armed assault.
What authorities did find was security video from a gas station in the Barra da Tijuca neighborhood. The footage showed Lochte and his teammates arriving in a taxi in the early morning hours. Instead of being robbed, the swimmers were seen entering the gas station convenience store, where they vandalized a bathroom: ripping off a sign, breaking a door and causing damage.
As rumors swirled, Lochte seemed to double down. A few days after the event, he told NBC that he wouldn’t make up such a sensational claim, but he changed some key details. He admitted the group had stopped at the gas station, but he insisted they’d done nothing wrong and that they had been robbed at the station.
According to investigators, however, the swimmers were confronted by a security guard, not an armed robber. The guard was carrying a firearm but did not point it at them. The swimmers ultimately paid cash to cover the damage and left.
A Lie Becomes an International Incident
As the facts emerged, the tone of the story shifted dramatically. What had begun as a frightening claim of violent crime was now being described as a drunken night out that spiraled into vandalism, followed by an attempt to save face.
Police chief Fernando Veloso called Lochte’s account false. The fallout was swift. Bentz and Conger were pulled off a flight to the United States as authorities sought testimony. Feigen surrendered his passport. Lochte, who had already returned to the U.S., found himself at the center of a diplomatic and media firestorm.
Under mounting pressure, Lochte changed his story yet again. He acknowledged he had exaggerated key details and that he had not been entirely truthful. “I over-exaggerated the story,” he said in an interview, blaming his actions, in part, on immature behavior and intoxication. But for many observers, the admission came too late.
Consequences at Home and Abroad
In late August, Brazilian prosecutors charged Lochte with filing a false robbery report. The charge carried a maximum 18-month sentence, but in 2017 the case was dismissed. Fellow swimmer Feigen agreed to pay an $11,000 fine to resolve his involvement in the case.
Lochte, a 12-time Olympic medal winner who’d just earned his sixth career gold at the Rio Games, was one of swimming’s most popular stars, playing off his rivalry with fellow swimmer American Michael Phelps to secure several lucrative endorsement deals. Within days, those deals vanished, with Speedo, Ralph Lauren and others dropping Lochte because of the incident. Forbes estimated at the time that Lochte's actions likely cost him $5 to $10 million in future earnings potential.
USA Swimming suspended Lochte for 10 months, citing his failure to be truthful and the damage done to the sport’s reputation. Bentz, Conger and Feigen also received suspensions. For an athlete whose image had long been built on carefree charm and Olympic dominance, the scandal marked a turning point. Lochte went from national hero to late-night punchline in a matter of days.
The episode also ignited broader conversations about accountability and privilege. Critics argued Lochte’s initial story played into stereotypes about Brazil and exploited fears about crime in developing nations. Others suggested that, had the swimmers been less famous or non-white, the outcome might have been far harsher.
In the years since Rio, Lochte has tried to move on. In 2018, he received a 14-month suspension by the U.S. anti-doping agency after posting social media posts of him receiving an intravenous infusion, banned by doping officials. He competed in subsequent swimming events but failed to qualify for later Olympics.
He has spoken publicly about the incident, framing it as a wake-up call. In interviews, Lochte has said the scandal forced him to grow up, confront his behavior and reassess his priorities. He has acknowledged that alcohol played a role in the events of that night and poor decisions that followed.
Lochte married Playboy model Kayla Rae Reid in 2018, and the couple has three children, though they separated in 2025. In more recent years, he has leaned into family life and faith, presenting a quieter image than the brash persona that once defined him.